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| Terms of Use
- Disclaimer |
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| The materials and information on
this site are provided "as is" and "as available" and without warranties of any
kind either express or implied. XL London Market Ltd, its related, affiliated
and subsidiary companies and the syndicates managed by any such companies,
disclaim all warranties, express or implied, including, but not limited to,
implied warranties of merchantability and fitness for a particular purpose. |
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| XL London Market Ltd endeavours
to include information that is accurate and up-to-date, but it does not accept
any responsibility or liability for the accuracy or completeness of the
information contained on this website or for your inability to access this site
or any part thereof. |
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| XL London Market Ltd does not
accept any liability for loss of or damage to any hardware, software or for any
deletion of or alteration caused by any virus in this website or any other
website or email accessible from this site. |
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| In no event shall XL London
Market Ltd, its related, affiliated and subsidiary companies and the syndicates
managed by any such companies be liable for any direct, indirect, special,
incidental or consequential damages arising out of the use of or in reliance on
the information herein. |
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| Copyright Notices |
| Unless otherwise stated, the
graphic images, buttons, layout and text contained in this website are the
exclusive property of XL London Market Ltd and/or its affiliates and/or others
and may not be copied or distributed, in whole or in part, without the express
written consent of XL London Market Ltd Permission is granted to print copies
of this document and to display and use this document with a computer solely
for personal or internal use. |
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| XL London Market Ltd reserves
the right to take such actions as may be necessary to protect its copyright,
and if it does so the terms of Indemnity shall apply. |
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| Data Protection |
| XL London Market Ltd is not
obliged to monitor any transmission made through these web pages. However, XL
London Market Ltd has the right, but not the obligation, to monitor any
transmission made to and from this website. XL London Market Ltd may use,
disclose and transmit to others information gathered from this website, and in
accordance with the Data Protection Act 1998 you hereby agree to such data
being so used and agree that it may be transmitted to others. |
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| XL London Market Ltd and
other Lloyd's operations |
US entities please note:
Underwriters at Lloyd's,
London ("Underwriters") are licensed only in Kentucky, Illinois, and the US
Virgin Islands, but are approved surplus lines insurers in all other US
jurisdictions. Insurance policies issued by Underwriters are not protected or
guaranteed by state insurance guaranty associations or insolvency funds.
Coverage is available
only through licensed surplus lines brokers or you may approach us directly,
subject to the limitations of the laws of your state. Persons or companies that
do so directly need to make themselves familiar with state laws governing the
placement of insurance risks with non-admitted insurers. A number of
jurisdictions have Industrial Insured Exemptions or Large Commercial Insured
Exemptions, which govern direct placements. Typically, these require an insured
to have a full-time insurance risk manager or a continuously retained insurance
consultant and a minimum number of employees and amount of annual premium.
In many jurisdictions,
direct and/or industrial insured placements are subject to reporting and
taxation requirements. Generally, such reporting and taxation are the
responsibility of the insured.
Because insurance laws
governing surplus lines and direct and industrial insured placements vary among
the jurisdictions with regard to the requirements and obligations of the
insured and any broker or consultant involved, a careful review of your
jurisdiction's laws should be made before deciding which procedure is best for
you.
Non-US entities please note:
Please click on the link below to see where Underwriters at Lloyd's,
London, are licensed.
http://www.lloyds.com
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| Hyperlinks |
| XL London Market Ltd cannot and
does not guarantee that the hyperlinks set out on our site will be accurate at
the time of your access. Moreover, the sites pointed at by hyperlinks are
developed and possibly maintained by person(s) over whom XL London Market Ltd
has no control. We cannot and do not monitor the sites linked to our pages on
the Internet. Accordingly, XL London Market Ltd assumes no responsibility for
the content of any site referenced to by any Hyperlink or otherwise and the
Disclaimer above applies to such Hyperlinks. XL London Market Ltd believes that
its making available Hyperlinks to publicly accessible web pages and newsgroups
is legally permissible and consistent with the common, customary expectations
of those who make use of the Internet. |
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| Product Restrictions |
| The information contained on
this site is not intended to constitute an offer to sell or a solicitation, in
relation to any product or service, by any syndicates managed by XL London
Market Ltd companies or by any companies affiliated or related to any XL London
Market Ltd companies. Any insurance products or services mentioned in this site
are subject to the legal and regulatory requirements applicable in the
jurisdiction in which the risks and/or (potential) assureds are located.
Therefore, insurance products or services mentioned on this site may not be
available in all jurisdictions. The information and descriptions on this site
are provided for general information purposes and are subject to terms and
conditions contained in any such insurance product. |
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| Press Coverage |
| Press coverage of XL London
Market Ltd, its products and services are posted on this website. XL London
Market Ltd accept no liability for the accuracy of statements in this sections
which are subject to the Disclaimer above. |
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| Indemnity |
| If you are in breach of any of
these Terms of Use, you agree to indemnify and hold harmless XL London Market
Ltd in respect of any losses, costs or damages including legal fees incurred by
XL London Market Ltd in relation to or arising out of such breach. |
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| Entire Agreement and
Applicable Law |
| These Terms of Use contain the
entire agreement between you and XL London Market Ltd with regard to your use
of this site and no representation, statement, inducement oral or written not
contained herein shall bind XL London Market Ltd. To the extent that any part
of these Terms of Use are held to be invalid, such a holding shall not affect
the remaining portion of this site which shall remain in full force and effect. |
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| These Terms of Use and your use
of the site are governed by English law. |
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| Copyright 1996-2008 XL Capital
Ltd, All rights reserved
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