The information we receive about you or from you may be used by us to process your inquiry or request; to comply with any law, regulation, audit or court order; to help improve our website or the products or services we offer; for research; to better understand our customers' needs; and to develop new products. We may also combine information you provide us with information about you that is available to us internally or from other sources, for example to update mailing lists, etc.

When you visit this website, we may collect usage information to help us understand how our website is navigated and used. This data does not include any personal information about you and is used only to measure and improve the effectiveness of our website.

This website may use "cookies" to enhance your viewing experience. A cookie is a tiny element of data that is sent to your browser to be stored on your hard drive so that we can recognize you when you return. You may set your browser to notify you when you receive a cookie or refuse cookies from all websites, if you wish. Please note, however, that if you reject cookies it is possible that some web pages may not properly load, your access to certain information might be denied or you might have to enter information about you more than once.

We do not add your name to mailing lists unless you specifically request that we do so. We do not share, sell, lease or rent our mailing or customer lists to third parties. We may, however, use third parties to help us administer e-mail alerts. If personally identifiable information (i.e. name, address, e-mail address, telephone number) is provided to any of these third parties, we will require that such information be maintained by them in strictest confidence. We also assess new technology for protecting customer information on an ongoing basis.

We take the security of your personal information seriously and use secure servers and various other technological means available to assure this.

XL Capital Ltd respects your right to verify, amend and challenge the veracity of your personal data. If you have any problems with this privacy statement or wish to review your personal data, please email us at webmaster@xlserv.com.

Please be aware that we may update and modify this Privacy Statement at any time. Be sure to check this section each time you access and/or use this website